About Us - S&H Underwriters

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John Hull, Betty Sikora, Patrick Sikora

Since 1998 S & H Underwriters, Inc. has been a family operated MGA and surplus lines broker based in Central Vermont. We service retail agents for Excess, Surplus Lines and Specialty Insurance throughout New England and the Mid Atlantic States.

S&H Underwriters specializes in relationships with our retail agents. These relationships are what make us such a success. We appreciate your business and good solid relationships with our agents, meaning high-hit ratios, hassle-free prompt service, competitive quotes and knowledgeable advice.

S&H Underwriters maintains a strong position in Personal Lines Insurance, in addition to Commercial and Surplus Lines representation with many binding authority contracts with commercial carriers. These allow us to give the most competitive quotes with "A" and "A+" rated carriers. Our long term and profitable relationships with our companies has allowed for increased flexibility with a wide variety of available markets.

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S&H Underwriters Inc. is a member of NAPSLO, the National Association of Professional Surplus Lines Offices, Ltd., a national trade association representing the surplus lines industry and the wholesale insurance marketing system.